"Basically, a recession is when people lose confidence in the economy, for whatever reason and, consequently, curtail their spending for extras like cars, houses, luxury items, recreational things like vacations or going out to eat as much or going to the movies as much. In short, a recession is when, for some reason, people sharply decrease spending money. Does that help any?" Not really, Dad. What's the big problem with people spending less money then they did? I mean, I'm always listening to you complain that people are spending too much money and not saving any at all." You're right, I do say that a lot and I mean it. Unfortunately, what's happened right now is, historically, fairly recent. It all started about 1960 or so, when credit cards were invented. Because credit became so easy to obtain people quickly got used to spending more than they made. Right now, the average household in the United States is well past $50,000 or more in debt. And, by the way, that does not include. ”In shock, Shelly swivels her head back around to look angrily at Stacy, and then back to Emily, with more a bewildered look, wondering what the hell was going on. Saying to herself, We don’t have that tradition! Stacy never spanks me. There’s no way I would allow her to do that!“But...” Emily giving Shelly a friendly smile before continuing, “I think in order for you to thank her for cleaning you up, and also to make up for what you did to her new dress, that you should take Shelly’s birthday spanks for her.” Emily then steps over to the bed and sits down on the edge of it, right beside Tommy’s head. “So how about it Tommy?” Her hand had moved over to his chest and was now stroking up and down his chest with her forefinger. “Are you going to take Shelly’s spanks, or do you just want to lie here, as you are.” Her hand had now moved over to his nipple, circling around it. Tommy felt his dick throb once more. “It’s ok, if you decide not to.” She continues, now in a most innocent of.
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