"A scowl creased the other man's face. "Did Reggie put you up to this?" I am Reggie!" I insisted, voice rising shrilly in my desperation to bebelieved.The force behind that declaration rocked my roommate back on his heelsa bit, but it wasn't enough to get him to believe in the impossible.Instead, he quickly shifted to a slightly amused look. "Oh come on.I know this is-" No, just listen," I cut in, my words racing out of my mouth with manicspeed. "Yesterday, we had pizza for dinner. You told me about how agirl asked you out and then I got stuck doing the dishes because I wasdown a couple rounds that night." That-" George started to speak, but he didn't get far.Blabbering right on, I drowned the man out with, "The day before that,I had to go into work, but I would've been out of cereal if you hadn'tgone out to buy a box for me that morning. The day before that-" Enough!" my friend interjected, his mild amusement replaced byannoyance. I jumped slightly at the outburst, falling. "OK, this is not very accurate or detailed. But I remember there was a break in 1893, a bad one, and several before that caused mostly by railroad speculation and, wait a minute. Ann, what's speculation?" He wrote that word on the board."Uh, to speculate means to guess, to think about something. That word was on the SAT test." You think right, that's good. Speculation is guessing. What's economic speculation?" Guessing that the price of something or the value of something will go up," she paused and blinked, "or, I guess, go down." Very good. Suppose you think General Motors makes good cars and that their business is sure to grow, that they'll make and sell more cars and make more profits, lots of Chevrolets and Pontiacs. Do you buy a bunch of cars and hope the price of cars will go up? Ralph, how about that?" No, you buy stock in the company, GM stock." Right, you speculate, OK?"The student nodded.A boy raised his hand. "There's nothing wrong with that, is there?" Nope, absolutely.
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