"This is Lavon, how can I help you?"I was warmed by the sound of Lavon's voice but was in no position to enjoy it."There's a wasp," I screeched into the phone."I'll be down there in a sex. I mean sec."I knew he was teasing me, but I couldn't even manage to feel irked. With a rush of embarrassment, I realized I was dressed only in my underwear. But there was no way I was going back in that bedroom for my suitcase. My half-crazed mind was still trying to figure out a solution when Lavon gave a quick warning knock and burst in, flyswatter in hand. He stared at my exposed, disheveled form, raking his eyes hungrily over my body."Wasp!" I screamed and pointed to the bedroom reminding him urgently.Lavon broke from his reverie and opened the bedroom door. I heard a few smacks, and then he appeared in the doorway again, with a smug grin plastered on his face."It's dead." Thank you." Sorry for, uh, interrupting you."The flush returned to my cheeks. His eyes were fixed to my damp lace-trimmed. "When you borrow money and use the property as security for a debt, you still own it, but the bank has a lien, meaning they have a claim which they can enforce if you don't pay the debt. That's what you would call a foreclosure and the bank could sell the property to collect what you did not pay."When you pay off the debt, the lien is released and the bank's interest goes away. If you don't pay taxes or home improvement money, it acts the same way as the bank's lien. The debt and release become documents affecting ownership."Now about your dad who died without a will, I'm sure you already know but I'll tell you a few things anyway. Because this is a community property state, a wife who already owns half, inherits one half of his interest and their children divide the remaining half. The wife would then own three—fourths and the children combined would own the remaining one—fourth. If one of the children died before the father, their other children inherit. If Marie had had a child,.
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